Two Types of Flooding Insurance are Available; Do You Know the Difference?
Flood insurance and water sewer backup insurance cover different types of damage.
As April approaches, images of storms and flooding from last year may be coming to mind. However, if the National Oceanic and Atmospheric Administration’s predictions hold true, 2012 will be the first time in four years that no area of the country “faces a high risk of major to record spring flooding, largely due to the limited winter snowfall,” according to the agency’s spring outlook, which forecasts flooding from April to June. In Des Plaines, which is notorious for flooding problems, residents may be wary of this prediction. While experts have not forecasted record levels, some flooding will still occur. “People often have flood damage that are not in a high-risk flood zone,” said Ken Smith, an Allstate agent in Des Plaines. According …
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